Street Performer Insurance
For buskers and street performers working sidewalks, festivals, and public squares.
What this coverage is intended to address
- ✓Third-party bodily injury that may arise from your act in a crowded public space
- ✓Damage to public or private property at your pitch or a festival booth
- ✓Instruments, props, and performance equipment, when scheduled as inland marine
- ✓Additional-insured status that festivals, BIDs, or municipalities may require for a permit
Coverage products commonly considered
Most street performer operations consider one or more of these coverage types:
Hypothetical claim scenarios
These are hypothetical examples only. Actual coverage depends on the policy form, exclusions, and carrier determination.
- A juggler's club flies off course and strikes a passerby who stops to watch — general liability is intended to respond in the event of a covered claim.
- A performer's amplifier topples onto a vendor's table at a street fair and damages their merchandise; property-damage coverage is generally intended to respond to a loss of this nature.
Frequently asked questions
Do I need insurance to perform at a festival or with a permit?
Many festivals and city permit offices require general liability and additional-insured status before approving a busking or booth spot. Requirements vary by location.
Is my equipment protected while I perform outdoors?
Instruments and gear can be scheduled as inland marine, which is generally intended to respond to certain losses while you work on location, subject to the policy form.
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