Coverage for dog groomers and pet groomers.
General liability, animal bailee (sometimes called care, custody & control), and animal-floater coverage — designed around the real risks of dog and pet grooming.
General liability
Generally intended to respond to third-party bodily injury and property damage at your grooming shop or mobile location — e.g. a slip-and-fall by a customer.
Animal bailee
Also called care, custody & control. Generally intended to address allegations that an animal in your care was injured, became ill, or died during grooming.
Animal floater
An inland-marine-style coverage that schedules animals in your care. Overlaps with bailee in some forms — scope, limits, and exclusions vary by carrier.
Hypothetical scenarios
- A dog is accidentally nicked during grooming and requires a veterinary visit. Animal bailee coverage — also called care, custody, and control — is generally intended to address allegations of this nature in the event of a covered claim.
- A pet escapes the shop and is injured. General liability and animal bailee coverage may be intended to respond, subject to policy form and exclusions.
- A customer slips on a wet floor at pickup. General liability is generally intended to respond to allegations of this nature.
Hypothetical examples only. Coverage and eligibility vary by carrier and state.
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