Sample Claims for Food Carts and Kiosks
What could go wrong? Why do businesses get sued?
Sample Claim #1: Food Vendors: A customer buys a hot dog from your hot dog stand. While eating the hot dog, the customer suddenly chips a tooth on something hard contained inside the hot dog. The customer incurs $700 in medical expenses and $6,000 in corrective dental expenses. He sues you for the money.
Sample Claim #2: Flea Market Vendors: You’re operating your booth at a swap meet or flea market. Several Customers surround your booth to see what you are selling. Your booth is suddenly knocked over by a strong gust of wind and a pole supporting your booth strikes a customer in the face causing a laceration. The individual incurs $1,100 in medical expenses, $12,000 for surgery to repair scar damage and $10,000 for mental anguish.
You need liability insurance to protect youself.
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This document does not amend, extend or alter the coverage afforded by the Policy. For a complete understanding of any insurance you purchase, you must first read your Policy, Declaration Page and any Endorsements and discuss them with your Broker. A specimen policy is available from an Agent of the Company. Your actual Policy Conditions may be amended by Endorsement or affected by State Laws.